Credit Report.co.uk

A credit report on any UK business or consumer
Access your own credit report with See My Credit

United Kingdom    

See My Credit Report

Now you can see the same credit report as banks, store cards, loan and finance houses and credit card companies can see when they get a credit report on you. See your own credit report now.

With My Credit Report you will:

  • See what these lenders see about you
  • Have the opportunity to change any errors
  • Put comments on your own credit file
See Your Free Credit Report
Your credit report is supplied by a company called Experian - Lenders use your Experian credit report when deciding whether to make you an offer and what interest to charge you.
My Credit Report... Business Credit Reports...

I wanted to see my credit report and have just seen it online. Great service! Thank you.

T.W. Leicester 

Very quick and easy. My husband and I both checked our credit reports before applying for a mortgage.

Mrs. S.R. Dorset 
Business
For B2B checks on customers or suppliers a credit report with credit rating on any UK business can be searched in seconds
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Where does the information in my credit report come from?
The credit reference agencies get their data from banks, credit card companies, and other lenders. This data typically shows how quickly a person pays their account and may also show the credit limits they have been granted and any slow or defaulted payments. The credit reference agencies also get information from public records, such as the Electoral Roll, county court judgements, and bankruptcy records.

Who uses credit reference agency information?
The credit files held by the credit reference agencies are used by lenders when a person makes a credit application with them. The lenders can look at the information that has been compiled about the applicant, and use this to help them decide whether the applicant appears to be a good credit risk. Lenders that may use credit reference agency files include banks and building societies when considering loans or mortgages, catalogue companies and shops that offer credit facilities, and credit card companies.

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