See My Credit Report
Now you can quickly see exactly what banks, store cards,
finance houses and credit card companies can see when they get a credit report on you. See
your own credit report now.
With My Credit Report you will:
- See what these companies see about you
- Have the opportunity to change any errors
- Put comments on your credit file
See Your Credit Report
Your credit report is supplied by a company called CallCredit
- formed in 2001 by the Skipton Building Society, one of the UK's biggest
building societies, to create a totally new, web-based consumer credit information service
for the UK.
Choose the option you want.
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Credit Report... |
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Business
Credit Reports... |
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Business
For B2B checks on customers or suppliers a credit report with credit rating on any UK
business can be searched in seconds
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Where does the
information in my credit report come from?
The credit reference agencies get their data from banks, credit card companies, and other
lenders. This data typically shows how quickly a person pays their account and may also
show the credit limits they have been granted and any slow or defaulted payments. The
credit reference agencies also get information from public records, such as the Electoral
Roll, county court judgements, and bankruptcy records.
Who uses credit reference agency
information?
The credit files held by the credit reference agencies are used by lenders when a person
makes a credit application with them. The lenders can look at the information that has
been compiled about the applicant, and use this to help them decide whether the applicant
appears to be a good credit risk. Lenders that may use credit reference agency files
include banks and building societies when considering loans or mortgages, catalogue
companies and shops that offer credit facilities, and credit card companies. |
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