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Jargon Buster

There's a lot of TLAs used in credit - "Three Letter Abbreviations" such as APR, CCJ and LTV. Plus the use of non-words - like disassociation.

We explain all of the credit jargon we can think of, in plain English, with some helpful stuff thrown in.

Click on any of the credit jargon shown below to get more information. If you can’t find what you’re looking for, or if you need more than is shown, please contact us and we’ll add it for you. ASAP.

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Accident Sickness And Unemployment InsuranceAdditional CardholderAdjudicationAdministration OrderAdverse CreditAERAgreement In PrincipleAmortisationAnnual Equivalent RateAnnual FeeAnnual Percentage RateAnnuity MortgageApplication FraudApplication ScoreApplication SearchAPRArrangement FeeArrangement To PayArrearsAsset Conversion FraudAssociation Of Mortgage LendersAttachment Of Earnings OrderBank ReferenceBankruptcyBase RateBridging LoanBrokerBuilding SocietyBureauBureau ScoreBuy To Let MortgageCAISCallcreditCallscoreCapCap And CollarCapitalCapital And Interest MortgageCapitalised InterestCapped RateCard ProtectionCase TypeCash AdvanceCCACCJCCNCCTAChargeCharge CardCharge Over Equitable InterestCharging OrderCIFASCIFAS Case TypeCIFAS EntryCIFAS Fraud TypeCMLCollarCollateralCommissionConsolidation LoanConsumer Credit Act 1974Consumer Credit Trade Association.Cooling Off PeriodCouncil Of Mortgage LendersCounty Court Judgment (CCJ)Court InformationCreditCredit AgreementCredit CardCredit Card ChequesCredit FileCredit ImpairedCredit LimitCredit RatingCredit ReferenceCredit Reference AgenciesCredit ReportCredit ScoreCredit SearchCredivaData SharingDeed Release FeeDefaultDelinquentDelinquent AccountDelphiDeposit AccountDepreciationDisassociationDiscounted Rate MortgageDrawdown LoanDynamic DelinquencyEarly Repayment PenaltyElectoral RollEndowment MortgageEndowment PolicyEnquiryEquifaxEquityEquity ReleaseExperianExtended Credit TakerFacility TakeoverFair IsaacFICO ScoreFinancial AssociationFinancial Ombudsman ServiceFinancial Services Authority (FSA)First MortgageFixed RateFixed Rate MortgageFlexible LoanFloorForced Sale Value (FSV)FSAFSVFull PayerFurther AdvanceGAINGarnishee OrderGeneral Insurance Standards Council (GISC)Geodemographic DataGISCGone Away Information Network (GAIN)GuarantorHCJHealth InsuranceHigh Court JudgmentHigher Lending FeeHousehold ScoreHunterImpaired CreditInsurance Claims FraudJoint And SeveralKerbside ValuationLBOLending MultiplierLiabilityLienLTVLump Sum ReductionMisuse Of FacilityMoney LaunderingMortgageMortgage Indemnity InsuranceMortgage Payment ProtectionMortgage ValuationMortgageeMortgagorMultiplierNegative EquityNewbuyNon Status MortgageNotice Of ArrearsNotice Of CorrectionNotice Of DefaultNotice Of Default SumsOffset MortgageOmbudsmanOral ExaminationOverdraftOverdraft LimitOverpaymentP60Payment HolidayPayment ProtectionPayment Protection Insurance (PPI)Pension MortgagePersonal LoanPlasticPortable MortgagePrinciples Of ReciprocityProof Of IncomePropensity ScoreProtective RegistrationPublic InformationReciprocityRedemption PenaltyRefinancingRemortgageRepayment MortgageRepossessionSchumer BoxSCORScottish DecreeSearch FootprintSearchesSecond MortgageSecured LoanSecuritySelf CertificationSequestrationSet OffShareShared EquityShared OwnershipSharkingShortfallStandard Variable RateStatus ReportSub Prime CreditSubject Access RequestSubsequent MortgageSummary BoxThird Party Data (TPD)Title DeedTPD RulesTracker MortgageTrade OrganisationTrust DeedUnderwritersUnsecured LoanValuationVictim Of ImpersonationWait PeriodWarrant Of ExecutionWescoreWrit Of Fi FaZ Score

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